Rehab Loans – Fix It, Fund It, Finish It

Thinking about buying a fixer or renovating a property you already own? Rehab loans can be one of the most powerful tools in real estate—but also one of the most misunderstood.

Here’s the truth: most private lenders charge a premium and keep you boxed in with low leverage, limited property types, and rigid guidelines.

Why Most Rehab Loans Fall Short

Typical lenders:

• Jack up rates and points
• Cap you at 60–70% LTV
• Restrict property types
• Slow down your draws (which kills timelines and profits)

That’s how good deals die.

The Raise The Dead Ted Advantage 🧟‍♂️

With access to 100+ lenders, I can structure rehab loans most banks and hard money lenders can’t:

• ✅ Up to 90% LTV options (yes, really—on the right deals)
• ✅ Flexible property types (SFR, multi-unit, mixed-use, unique properties)
• ✅ Competitive pricing vs. typical private money
• ✅ Faster, smoother draw processes
• ✅ Exit strategy built in (flip, DSCR, refinance, hold)

👉 It’s not the program… it’s the loan officer behind it.

How 90% LTV Works

This isn’t your typical hard money setup.

In the right scenario, I can structure:

• High leverage on purchase + rehab costs
• Use of after-repair value (ARV) to maximize borrowing
• Layered options with lenders who understand investor deals

Result:
💰 Less cash into the deal
📈 More leverage = higher ROI potential

Scenario

Purchase Price: $500,000
Rehab Budget: $150,000

Typical Lender:
❌ 65% LTV
❌ High points + double-digit rates
❌ Limited options

Raise The Dead Ted Solution:
✅ Up to 90% leverage available
✅ Structured around ARV
✅ Multiple lender options to fit the deal

Who This Works For

• Investors flipping properties
• Buyers renovating before move-in
• Landlords upgrading rentals
• Deals that were already denied

Final Thought

Most people think rehab loans require huge down payments and expensive terms… because that’s all they’ve seen.

That’s not the full picture.

📲 If you’ve got a deal—or one that just died—
let’s bring it back to life.

More YESes. Fewer NOs.
#RaiseTheDeadTed

our questions.